Performance Is The Key!

EXPERT KNOWLEDGE. SEAMLESS
PROCESS. EXCEPTIONAL SERVICE.

JUST LOOKING

You’re just getting your feet wet and are researching your loan options.

READY TO PROCEED

You’re ready to take the plunge on a home purchase or refinance and want to get the process started.

I WANT MY LOAN NOW!

You’re all in and want to close on your loan, like yesterday.

STEP 1

APPLY FOR YOUR LOAN

We move full speed ahead with your application, which includes gathering as much information as possible upfront. We’ll then inform you what additional documents are needed, including tax returns, pay stubs, bank statements, and employment history.

STEP 2

APPRAISAL AND UNDERWRITING SUBMISSION

After we receive the requested documents from you, we’ll promptly order an appraisal, title insurance, tax transcripts, verify your employment, and gather other documents needed for closing. A loan processor reviews the paperwork to ‘pre-underwrite” your loan, then it’s submitted for underwriting with the goal to have your loan released within hours.

STEP 3

CONDITIONAL APPROVAL AND LOAN COMMITMENT

This is the step when you can breathe a sigh of relief. Your loan has been approved, but it comes with conditions that must be met before it can close. You’ll receive your loan commitment subject to these conditions, which your loan officer will work with you to address and resolve.

STEP 4

OUTSTANDING DOCUMENTS
SUBMITTED FOR CLOSING

We’ll gather your additional documents noted in the conditional approval, as well as the third-party paperwork we ordered on your behalf. We then submit it all to the underwriter for “clear to close” on your loan.

STEP 5

UNDERWRITER SIGN OFF

The underwriter reviews your loan, confirms that all conditions have been met, and signs off on approval. Now your loan is officially ready to close!

STEP 6

CLOSING

Congratulations! You’re about to become a homeowner. We’ll schedule your closing, work with the closing attorney to assemble the final paperwork, and confirm the total funds needed at the closing table. The last step is receiving the keys to your new home!

Andy has done all of my personal loans and just last month we closed on one for my buyer and working another. Performance offers great communication and service with a personal touch!

Andrea Tyler

Andy and Rebekah went out of their way to make this an easy deal. Highly recommend performance for all your mortgage needs !

Brianna Alexis Fontenot

Andy and Rebekah were great to work with! I highly recommend choosing Performance Mortgage and will definitely be using them again in the future.

Erica Thieneman Larroquette

Andy and Rebekah were great to work with! I highly recommend choosing Performance Mortgage. This is my second time using Performance mortgage and will definitely be using them again in the future.

Kay Makaryan

Performance Mortgage is the best!! Andy and his staff put in the work and time it took for us to get into our home. They were there to answer any questions, and explained in detail what they were doing. I would recommend them to anyone.

Luc Savhanna Keys

Andy and Rebekah were very informative when I had questions and explained the differences in the different loans. I would recommend using them anytime you have a mortgage need. You will be treated with respect and professionalism, and you will be happy that you chose their company.💖

Cherie Ree

Andy and his crew are amazing! Our re-fi was smooth and super fast! Thank you guys again!!!

Erica Bostic

Jacob Peralta with Performance Mortgage was very helpful and professional during the entire home buying process.

Tammy Martin Bell

Rebekah Hunt was THE BEST! She was very informative and was quick to answer questions and give all the information and advice she had. I would highly recommend to anyone! Thank you Performance for making our home buying experience smooth and easy! ♥️

Breanna Valentin